Coal Camp Microfinance Bank brings savings, current accounts and affordable loans closer to home — supporting individuals, traders, SMEs and cooperatives across the communities we serve.
Every naira is protected with encryption, fraud monitoring and two-factor access — around the clock.
Send and receive money in seconds, any day of the week.
Credit in minutes, not weeks.
Grow your money automatically.
Bank with or without internet.
Real people, ready to help you 24/7.
Share a few details and a valid ID. It takes less than five minutes to apply.
We confirm your identity securely and set up your account with zero paperwork stress.
Fund your account and start saving, sending and borrowing right away — from your phone or any branch.
Through our branches, agents, USSD and mobile banking — you're never far from your money.
Built for traders, businesses and anyone who moves money every day, our current account gives you a convenient way to...
Learn moreA simple, dependable way to keep your money safe while it earns interest. Whether you are putting aside a little...
Learn moreFor customers saving toward a clear goal, whether it is rent, school fees, restocking the shop or the festive season....
Learn moreSome businesses live by the season, from the festive rush to back-to-school and harvest trading. This short-term loan gives you the extra stock and cash flow to make the most of your busiest months.Repayment is timed to when the sales come in, so the facility works with your calendar instead of against it.Short-term, seasonal financingExtra stock for peak periodsRepayment matched to your sales cycleFast turnaround when timing matters
Learn MoreSmall and medium businesses are the engine of our community, and this facility is here to keep them moving. Use it to buy stock, purchase equipment, meet a large order or open a new location.We take the time to understand how your business actually earns, so the loan size and repayment plan fit you rather than the other way round.Working capital and expansion financeRepayment structured around your tradeSupport for registered...
Learn MoreSmall loans, big impact. Our micro and group lending scheme is built for market women, artisans and cooperative members who may not have formal collateral but do have a trade and a track record.Members typically contribute 30% equity of the amount sought and stand as guarantors for one another, which keeps the group accountable and the loans affordable.Made for market and cooperative groups30% equity contributionGroup-guarantee modelGrows as your business grows
Learn MoreFarming runs on timing, and so does our agric loan. It is designed around the planting and harvest cycle, giving farmers the funds to buy inputs, hire labour and expand production when it matters, with repayment scheduled for after the harvest.We work with individual farmers and farming cooperatives right across the communities we serve.Repayment aligned to the harvestFunds for seeds, inputs and labourOpen to individuals and cooperativesPractical advisory support along...
Learn MoreOpen your account in minutes and enjoy secure, simple banking designed to help you grow.